Kindred Accounting Break-Even Calculator — Generated
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Free Tool for Trades Businesses

Break-Even Calculator

Find out exactly how much revenue your trades business needs to cover costs — and where the profit starts.

Step 1

Your Monthly Overheads

Enter the fixed monthly costs that hit your business whether you're on the tools or not.

Total Monthly Overheads $0
Step 2

Your Team

Add everyone who does billable work — including yourself. We'll calculate what it costs to keep the team running and what they can generate.

Total Monthly Team Cost $0

Not sure if your charge-out rates are right? We can help you work that out.

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Step 3

Materials & Direct Costs

What percentage of your revenue typically goes to materials, subcontractors, and other direct job costs?

Most trades businesses sit between 25–40%. Builders and concreters tend to be higher (materials-heavy); electricians and plumbers are often lower.

Already know your numbers?

Plan your transition off the tools →

Want help turning these numbers into a real plan?

Most trades business owners are surprised by what their numbers reveal. If you'd like a second set of eyes on your pricing, costs, and growth plan — we'd love to chat. No obligation, no jargon, just a straight conversation about where your business is at.

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Your Results

Updates live as you type

Monthly Overheads $0
Monthly Team Cost $0
Total Monthly Costs ?All your fixed costs: overheads plus team salaries/drawings and on-costs. These don't change whether you're busy or quiet. $0
Avg Effective Hourly Rate ?Your team's average charge-out rate, weighted by each person's billable hours. This is what you effectively earn per billable hour across the business. $0
Revenue at Full Capacity $0
Gross Profit at Capacity ?Revenue at capacity minus materials costs minus team costs. This is what's left to cover overheads and generate profit. $0
Break-Even Revenue ?The monthly revenue needed to cover all overheads and team costs after deducting your materials margin. Formula: (overheads + team costs) ÷ (1 − materials %). Below this number, you're losing money. $0
Break-Even % of Capacity 0%
0% Healthy <70% Tight 70-85% Risk >85%
Monthly Profit at Full Capacity $0
Break-Even
$0
% Capacity
0%
Profit
$0
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